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Streamline payment processing

Whether you operate in person, online, or over the phone, American Express has solutions to help save you time and money.

In-store solutions

Leverage new technology
Explore ways you can help protect your business & customers from fraud and help increase speed of pay with an integrated terminal.

Card-not-present solutions

Purchase Express
Use our turnkey processing software or a simple Internet-based application to easily manage all of your processing needs.
CardrefresherSM
Ensure that your American Express Card recurring billing and card-on-file accounts are kept up to date.
Verify-It
Mitigate fraud by verifying that the billing name and address detail provided on a transaction matches the Card Member information on file.
SafeKey®
Help detect and reduce online fraud by adding an extra layer of security when Card Members shop online.

Developer and Connectivity Tools

Software Development Kit (SDK)
Get the tools you need to help minimize the development time to build and certify for a direct transaction processing solution.
Internet Direct
Connect directly to our secure Network to quickly process transactions with no third party processing fees.

International solutions

Multi-Currency Processing
Expand your reach and let Card Members in over 170 countries shop with you in their local currency.
FX International Payments
Our simple online platform allows you to make secure foreign wire payments directly from your computer 24/7.

Helpful information